Here’s an in-depth guide to the Sal Klita (absorption basket) program, breaking down payment amounts, distribution schedules, eligibility criteria, and additional resources for different groups of new immigrants (Olim).

1. Overview of the Sal Klita Program

Purpose of Sal Klita

• Sal Klita is a financial aid package provided by Israel’s Ministry of Aliyah and Integration to support new immigrants in their initial months in Israel. It’s designed to help cover living expenses, rent, utilities, Hebrew language courses (Ulpan), and other basic needs as Olim integrate into Israeli society.

• This financial aid, distributed over six months, is meant to ease the transition into Israeli life, allowing immigrants to focus on learning Hebrew, finding employment, and adjusting to their new environment.

Eligibility Criteria

• To qualify, new immigrants must:

  • Register with the Ministry of Aliyah and Integration upon arrival.

  • Open a local Israeli bank account for Sal Klita payments.

  • Arrive as a new Oleh (immigrant) under the Law of Return, which applies to Jewish individuals, their spouses, and descendants.

• Returning residents who have been away from Israel for a long period may also be eligible but at reduced amounts or under special conditions.

2. Detailed Breakdown of Sal Klita Payment Amounts (2024)

Sal Klita payment amounts are determined by several factors, including the Oleh’s age, marital status, and family size. Payments typically consist of an initial installment upon arrival and subsequent monthly installments.

CategoryFirst Payment (Arrival)Monthly Payments (Months 1-6)Total Estimated AmountSingle adult (18-35)₪4,000₪1,200 - ₪1,500₪18,000 - ₪21,000Single adult (36+)₪5,000₪1,400 - ₪1,700₪20,000 - ₪23,000Married couple₪7,000₪2,400 - ₪3,000₪32,000 - ₪36,000Family with 1 child₪8,500₪3,200 - ₪4,000₪40,000 - ₪45,000Family with 2 children₪10,000₪3,800 - ₪4,500₪45,000 - ₪50,000Family with 3 children₪12,000₪4,300 - ₪5,200₪55,000 - ₪60,000Additional Child (3+ children)Extra ₪1,000 per child₪500-₪1,000 per childVaries

3. Payment Schedule and Process

Initial Payment (Upon Arrival)

• The first payment is typically made within a few days of arrival to assist with immediate expenses, such as temporary housing, meals, and basic supplies. This payment is usually larger than the monthly payments that follow.

• Olim must open an Israeli bank account promptly and inform the Ministry of Aliyah and Integration to facilitate the transfer.

Monthly Payments (Months 1-6)

• Following the initial payment, Sal Klita is distributed in five monthly installments, usually deposited directly into the Oleh’s Israeli bank account.

• The Ministry of Aliyah and Integration may adjust payments depending on family size, individual circumstances, or eligibility for additional benefits (like assistance for disabled immigrants, lone soldiers, or elderly Olim).

Distribution Flexibility

• Olim can request adjustments to the monthly payment schedule if they require funds sooner, such as additional upfront support for housing or large one-time expenses. These adjustments, however, need to be approved by the Ministry of Aliyah and Integration.

4. Additional Financial Assistance and Benefits

Rent Assistance

• In addition to Sal Klita, Olim may qualify for monthly rent assistance. This aid varies by city and family size and typically becomes available after the first year in Israel. Higher amounts may be granted for Olim moving to development towns or cities with strategic importance.

• The rent assistance can last for up to five years, with the highest support in the first three years and gradual reductions thereafter.

Assistance for Ulpan (Hebrew Language Courses)

• The Sal Klita can be used to cover expenses related to Ulpan courses, which are essential for learning Hebrew and integrating into Israeli society.

• Many municipalities offer subsidized Ulpan courses, and in some cases, the Ministry covers Ulpan fees for new immigrants. For Olim who pursue private Ulpan, certain reimbursements may be possible through Sal Klita funds.

Special Aid for Elderly Olim

• Olim aged 60+ may qualify for additional monthly supplements to cover healthcare needs, utilities, and other living expenses. This supplement is available alongside the basic Sal Klita payments and may continue beyond the six-month period based on financial needs and specific criteria.

• Additional benefits like subsidized transportation, special access to health services, and cultural adaptation support are often available for older Olim through local organizations.

Support for Lone Soldiers

• Lone soldiers (Olim serving in the IDF without family in Israel) are eligible for enhanced Sal Klita support, often supplemented by additional financial aid, housing assistance, and mental health services.

• Organizations like Friends of the IDF (FIDF) and Nefesh B'Nefesh provide further support, covering rent, holiday packages, and stipends to make the transition easier.

Disability and Special Needs Assistance

• Olim with disabilities or special needs may receive additional aid through Bituach Leumi (National Insurance Institute) beyond Sal Klita. Benefits may include access to mobility aids, home adaptations, and increased monthly financial support.

• These individuals often have access to specialized social services, including caregivers, medical equipment loans, and rehabilitative support, which may be provided by the Ministry of Aliyah and Integration in partnership with local disability organizations.

5. Accessing and Managing Sal Klita Funds

Bank Account Requirements

• New immigrants must set up an Israeli bank account to receive Sal Klita payments. It’s advisable to open the account immediately upon arrival, as the Ministry requires bank details to begin deposits.

• Bank representatives in Israel are generally familiar with the Sal Klita process and may offer assistance with account setup, language barriers, and account options suited to new immigrants.

Financial Management Tips for New Olim

• Create a Monthly Budget: Plan for basic expenses like rent, utilities, food, transportation, and other essentials using the Sal Klita funds. Financial planning ensures the funds stretch effectively over the six-month period.

• Prioritize Hebrew Learning: Ulpan is a crucial investment for newcomers; prioritize funding for Hebrew language courses, as this skill can significantly improve employment prospects and daily life in Israel.

• Research Local Benefits: Municipalities in Israel often provide additional benefits for Olim, including discounts on utilities, public transportation, and access to cultural programs. Take advantage of these local resources to supplement Sal Klita funds.

Consultation with Aliyah Advisors

• Organizations like Nefesh B’Nefesh and municipal Aliyah advisors provide guidance on managing Sal Klita, exploring eligibility for additional funds, and budgeting for unexpected expenses.

• Financial planning workshops are sometimes offered by the Ministry of Aliyah and Integration or local organizations to help Olim make the most of Sal Klita and other benefits.

6. Long-Term Financial Planning for Olim Beyond Sal Klita

Job Search and Employment Assistance

• The Ministry of Aliyah and Integration, along with Nefesh B’Nefesh, provides job search assistance, career counseling, and networking opportunities for Olim, often in collaboration with local employers. Employment support helps Olim transition to financial independence once Sal Klita payments end.

• Subsidized vocational training programs and language courses are available for Olim, helping them secure competitive employment aligned with their professional background.

Housing and Rent Assistance

• Rent assistance continues after the Sal Klita period, with varying amounts based on family size, income, and location. Olim moving to developing areas, for instance, may qualify for higher rent subsidies as part of the government’s strategy to encourage growth in specific regions.

• Options for subsidized mortgages and home-buying assistance are available for Olim who choose to invest in property after establishing financial stability.

Bituach Leumi and Social Benefits

• Beyond Sal Klita, Olim are eligible for Bituach Leumi benefits, Israel’s National Insurance system, which provides access to healthcare, unemployment benefits, disability aid, and pensions.

• For those nearing retirement age, Bituach Leumi offers old-age pensions and supplementary support, ensuring ongoing financial stability as Olim age in Israel.

By effectively using Sal Klita and taking advantage of the additional benefits offered to new immigrants, Olim can achieve a stable start in Israel. Careful financial planning, combined with language learning and career development, can ensure that newcomers transition smoothly from financial support to independence within Israel’s economy.